Malta Citizenship by Investment Program

Malta, a small archipelago in the heart of the Mediterranean, is renowned for its rich history, stunning landscapes, and favorable climate. As a member of the European Union (EU), Malta offers its citizens numerous benefits, including freedom of movement within the Schengen Area, access to world-class healthcare and education, and a stable economic and political environment. For those seeking a pathway to Maltese citizenship, the Malta Citizenship by Investment Program, also known as the Malta Individual Investor Programme (MIIP), provides an attractive option. This article will provide an overview of the MIIP, eligibility criteria, investment requirements, and the application process.

Malta Citizenship by Investment Program (MIIP)

The MIIP was introduced in 2013, offering high-net-worth individuals and their families the opportunity to obtain Maltese citizenship through a combination of investments in the country’s economy, real estate, and government bonds. Successful applicants receive full Maltese citizenship, granting them the right to live, work, and study in Malta, as well as visa-free access to more than 180 countries.

Eligibility Criteria

To be eligible for the MIIP, applicants must meet the following criteria:

  1. Good Character: Applicants must possess a clean criminal record and pass a due diligence background check.
  2. Good Health: Applicants must be in good health and possess adequate health insurance coverage.
  3. Financial Requirements: Applicants must demonstrate a minimum net worth of €500,000, of which at least €150,000 must be in financial assets.

Investment Requirements

Applicants for the MIIP must meet the following investment requirements:

  1. Non-Refundable Contribution: Make a non-refundable contribution to the National Development and Social Fund (NDSF) of at least €650,000 for the main applicant, €25,000 for the spouse, and €25,000 for each dependent child under 18 years of age. For dependent children aged 18 to 26 and dependent parents aged 55 or older, the contribution is €50,000 per person.
  2. Property Investment: Purchase a property valued at a minimum of €350,000, or rent a property with a minimum annual rent of €16,000, and maintain the property investment for at least five years.
  3. Government Bonds Investment: Invest at least €150,000 in government-approved bonds or securities, to be held for a minimum of five years.

Application Process

The application process for the MIIP consists of the following steps:

  1. Engage an Accredited Agent: Applicants must engage an accredited agent, licensed by the Malta Individual Investor Programme Agency (MIIPA), to assist with the application process.
  2. Submit Application and Pay Fees: The accredited agent will submit the application, along with the relevant supporting documents and fees, to the MIIPA on behalf of the applicant.
  3. Due Diligence and Background Checks: The MIIPA conducts rigorous due diligence and background checks on all applicants and their dependents to ensure their good character and financial standing.
  4. Approval in Principle: If the application passes the due diligence checks, the MIIPA will issue an Approval in Principle, subject to the applicant meeting the investment requirements.
  5. Fulfill Investment Requirements: Upon receiving the Approval in Principle, the applicant must complete the required investments within four months.
  6. Citizenship Grant and Oath of Allegiance: After fulfilling the investment requirements, the applicant will be granted Maltese citizenship and must take the Oath of Allegiance to the Republic of Malta.
  7. Passport Issuance: Following the Oath of Allegiance, the applicant and their dependents will be issued Maltese passports, granting them full citizenship rights and privileges.


The Malta Citizenship by Investment Program offers a unique opportunity for individuals and their families to obtain Maltese citizenship, providing access to the benefits of EU membership and a gateway to the Mediterranean lifestyle. By understanding the eligibility criteria, investment requirements, and application process, prospective applicants can confidently pursue the MIIP and secure a promising future in this beautiful island nation. With its favorable tax regime, high standard of living, and strong economic growth, Malta is an increasingly attractive destination for investors seeking stability, security, and global mobility.

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